For studies lasting 1 year or longer:
Minimum funds required: €9,600
(Must be shown in bank account at time of application)
For studies less than 1 year:
Minimum funds required: €800/month
(Must be available for each month of stay)
Work Rights:
30 hours/week (October–May).
Full-time (June–September).
Monthly Maintenance Requirement:
SEK 10,584/month (2025 applicants)
SEK 10,314/month (2024 applicants)
Accepted Proof of Funds:
Reductions for Free Benefits:
Free housing: Deduct SEK 4,704/month (2025)
Free meals: Deduct SEK 2,940/month (2025)
Additional for Family Members:
Spouse/partner: + SEK 4,410/month
Per child: + SEK 2,646/month
Source: Swedish Migration Agency
1. Minimum Living Funds Requirement:
€835 net/month
(Set by Royal Decree, adjusted annually for 2025-2026)
2. Student Work & Tax Benefits:
Tax-free earning limit: €7,290/year
(Income earned in 2024, declared in 2025)
Does not affect parents’ tax benefits for dependent children.
Work quota: 650 hours/year
Allows extended work hours while maintaining reduced social security contributions.
Minimum Annual Funds: NOK 122,371 (≈ $11,800 USD)
Accepted Proof of Funds:
Source: UDI (Norwegian Directorate of Immigration)
Note: This amount ensures you can cover living expenses while studying.
Minimum Annual Funds: DKK 85,032 (≈ $12,500 USD)
Required Documentation:
Proof of funds for 12 months (if studying >1 year).
Can include savings, scholarships, or guaranteed financial support.
Source: New to Denmark
Keynotes:
Norway requires NOK 122,371/year and allows part-time job income as proof.
Sweden has a monthly requirement (SEK 10,584) with deductions for free housing/meals.
Denmark expects DKK 85,032/year for long-term students.
All countries accept multiple funding sources (loans, savings, sponsors).
Financial Requirements:
1+ year programs: €9,600 upfront
<1-year programs: €800/month
Funds can be from savings, loans, or scholarships.
Work Rights:
Part-time: 30 hours/week
Full-time: During holidays (June–August & December–January)
Financial Requirements:
SEK 10,584/month (≈ €900)
Reductions:
Free housing: −SEK 4,704/month
Free meals: −SEK 2,940/month
Family additions:
Spouse: +SEK 4,410/month
Child: +SEK 2,646/month
Work Rights:
Unlimited hours (no restrictions during studies).
Financial Requirements:
€835 net/month (indexed annually).
Work Rules:
650 hours/year (≈ 12–15 hours/week).
Tax-free earnings: €7,290/year (does not affect parental tax benefits).
Financial Requirements:
NOK 122,371/year (≈ €10,200).
Accepts income from secured part-time jobs in Norway.
Work Rights:
20 hours/week during studies.
Full-time during holidays (June–August, December–January).
Financial Requirements:
DKK 85,032/year (≈ €11,400).
Work Rights:
20 hours/week (October–May).
Full-time (June–September).
| Country | Annual Funds Required | Work Hours Allowed | Unique Perks |
|---|---|---|---|
| Finland | €9,600 | 30 hrs/week | Free Finnish/Swedish language courses |
| Sweden | SEK 127,008 (≈ €10,800) | Unlimited | No work permit needed |
| Belgium | €10,020 | 650 hrs/year | Tax benefits for students |
| Norway | NOK 122,371 (≈ €10,200) | 20 hrs/week | Free tuition at public universities |
| Denmark | DKK 85,032 (≈ €11,400) | 20–37 hrs/week | Post-study work visa (3 years) |
Key Notes:
For official updates, refer to:
Finland: Migri.fi
Sweden: Migrationsverket.se
Belgium: Dofi.ibz.be
Norway: UDI.no
Denmark: Nyidanmark.dk
EHE Consultants Oy is a Helsinki-based firm specializing in EU higher education admissions (BS/MS/PhD), business startups, and Schengen visa assistance. We provide end-to-end support for students, professionals, and entrepreneurs seeking academic, professional, or settlement opportunities across all EU/Schengen countries. Trusted expertise, tailored solutions.
